Am I Eligible?
•Eligible drivers must have at the very least 9 years driving practical experience along with a great driving record. Every single licensed driver inside your household must have a separate, properly-insured, acceptable auto offered for their exclusive regular daily use. All drivers has to be reported.
•The exotic or Antique Classic Car Insurance you wish to insure with us is used on a limited pleasure-only basis. It's not applied for commuting (unless an Occasional Commuting Endorsement is purchased), retailer errands or similar normal-daily-use activities.
•You keep the exotic or classic insurance inside a totally enclosed and locked garage when its at property. In specific high-risk regions, a hidden transmitter alarm could be essential for some high-value, late-model exotic automobiles.
Is my car or truck eligible?
In case you use your classic to a limited extent, our Agreed Quantity classic car insurance program is made especially for you personally. Your classic auto must be a private-passenger style vehicle regarded as collectible in nature.
What fits into our concept of a classic auto?
•Exotics -- brand-new and old favorites
•Antique autos from a bygone era
•Sports vehicles of all ages
•Street Rods and Hot Rods
•Classic and collectible vehicles, rare or merely desirable
•Modifications to the automobile are normally acceptable but must be totally disclosed. Modifications might add worth towards the automobile.
Generally speaking we can not insure cars that
•are made use of off-road (off-road capable cars kept in stock/show top quality which might be not made use of off-road are nonetheless eligible)
•are utilized for camping (some classic autos - i.e. Westies - which can be not made use of for camping are nevertheless eligible)
•are lifted (involves off road capable and street cars a.k.a. 'donks')
•are fitted with wheels that use 'skinny' low aspect-ratio tires (30-series or much less) - unless the vehicle was fitted with them as original equipment. Speak to us for attainable exceptions on a performance auto.
As you could see we believe that a Classic is often many things. Chances are, should you love it and care for it we'll cover it.
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The above is not every attainable question answered, but can be a superior basic outline. Please make contact with us if you have any questions that we have not currently covered.